Q: Where does your firm handle Texas student loan lawsuits?
A: In all counties in the state of Texas. We are licensed by the Texas Supreme Court to practice in all Texas state courts. If we have to travel to court for a hearing or trial, we will do so at our own expense. We have handled hundreds of consumer debt defense cases in the majority of Texas counties.
Q: Should I just file bankruptcy to get rid of my student loan debt?
A: This is much easier said than done. To even attempt to have a student loan discharged in bankruptcy is an extremely expensive, time consuming and difficult process. Please click here to read a little more about that process.
Q: Does your firm accept payment plans for your fees?
A: Yes we do. We are sympathetic to our clients’ financial situations and we try to be as easy to work with as possible. Our fees may be paid in $250.00 monthly installments. We accept checks, credit and check cards as well. Please click here to read a little more about our fee structure and payment options. Please feel free to contact us with any questions that you have about our payment plans.
Q: A Texas student loan lawsuit was filed against me and I have been defending myself. I would like to hire you to come in and take over – is that possible?
A: Yes, but we will need to review what has been done to date to determine whether or not the case is still defendable. In the event that the case has been damaged, we may still be able to help. We examine these situations on a case by case basis.
Q: Your offices are in another city – how can I hire you to defend my case?
A: We conduct the majority of our initial consultations over the telephone. In the event that we accept your case and you would like to hire us to defend your student loan lawsuit, we will prepare and email you a written fee agreement with instructions so that we both have something in writing.
Q: I was sued for a student loan in Texas but I ignored the lawsuit and now they have a judgment against me – can you still help?
A: Probably. We are often times hired on a flat fee basis to negotiate post-judgment settlements, though the process may be much more difficult than a prototypical student loan lawsuit defense case. Please contact us to discuss the situation.
Q: Will I have to go to court?
A: Not likely. The only way the creditor can make you show up at court is with a subpoena. To date, we have never had that happen in a student loan lawsuit. The presence of the Defendant in a consumer debt lawsuit is usually not required as the relevant documents tend to either prove or disprove the case. Please note that in the event that you do have a viable defense, your presence and testimony may be required.
